Working Capital – A/R Factoring, Asset-Based Lending or Term Loan?

I’m in the final stages of acquiring an electrical contracting business in New York. While I have the capital lined up to close, I’ll need access to working capital to support day-to-day operations and fuel growth. I’m exploring a few different financing options, including A/R factoring, asset-based lending against equipment, or potentially a traditional line of credit. The business has a healthy accounts receivable balance and a fleet of vehicles and equipment that might be useful as collateral. Has anyone gone through this process before? I’d appreciate any advice on structuring post-close working capital, lenders you’d recommend, or lessons learned from your own experience. Thanks in advance!