Alternative to SBA loans for acquisitions?

profile

April 22, 2026

by a searcher from INCAE in Miami, FL, USA

On March 9th 2026, the rules changed for legal permanent residents in the USA, we are no longer able to access SBA backed loans. Recently I asked the question to one expert member of the ETA community and it seems there are other options, but those can be more challenging than regular SBA loans. On your opinion which options are doable to get financing to buy a SMB? Source: https://www.sba.gov/article/2026/03/09/sba-bans-foreign-nationals-accessing-sba-backed-loans
1
8
169
Replies
8
commentor profile
Reply by a searcher
in Orlando, FL, USA
there was just a webinar about this a few days ago - https://searchfunder.com/post/no-sba-no-problem-how-to-structure-close-deal-anyway ^redacted‌ and ^redacted‌ hosted and might be able to share more. ^redacted‌ with https://jumpstartfinance.com and https://bizbuyangels.com has some options as well.
commentor profile
Reply by a searcher
from University of Redlands in Phoenix, AZ, USA
There are lenders that I've used exactly for this. They have lending programs similar to traditional bank loans but focus mostly on franchise or SMB funding via term loans, and their covenants are fairly favorable, moreso than###-###-#### years ago. I'll make an intro if you'd like. My contact info is below: Sean Kajcienski | CEO | Principal Consultant Private Equity Operator | Value Creation Leader | Fractional CEO / COO / CRO Pre-Acquisition Diligence | Post-Close Execution & Growth Acceleration Multi-Unit Platforms | Franchise | Healthcare | Franchise & Business Ownership Advisor Kaz Consulting Systems, LLC redacted Cell: (###-###-#### Calendar Link https://calendly.com/sean-kazconsultingsystems/30min ▸ I turn investment theses into results.
commentor profile
+6 more replies.
Join the discussion